Structuring Wealth for a Confident Retirement

The Challenge

Successfully transitioning into retirement requires a well-structured financial plan to ensure long-term security and lifestyle sustainability. Business owners preparing to sell must determine the right sale price, manage post-sale liquidity, and establish a reliable income strategy. Without careful planning, there is a risk of undervaluing the business, miscalculating future financial needs, or lacking a cohesive strategy that aligns wealth with personal and legacy goals.

Our Approach

  • Develop a Personal CFO strategy to model financial security post-sale.
  • Design multiple sale price scenarios to establish an optimal financial target.
  • Calculate the minimum after-tax proceeds needed to sustain lifestyle goals.
  • Implement a Torpedo Proofing™ strategy to safeguard wealth against financial disruptions.
  • Create a tax-efficient approach for estimated payments and structured portfolio withdrawals.

The Strategic Outcome: Confidence in Retirement and Wealth Security

A structured wealth strategy will provide clarity and confidence throughout the business sale and retirement transition. A thorough understanding of financial targets will allow for informed negotiations, securing a deal that aligns with long-term goals. With a well-executed investment plan—including Tranches of Income to replace business earnings—financial security, stability, and peace of mind will be ensured for the future.

“CAISSA turned what felt like an overwhelming process into a clear, organized plan. Their attention to detail and ability to align my values with my financial goals gave me confidence every step of the way. Thanks to their guidance, my family and I feel secure about our future and the legacy we’re building together.” – Jane